Ask Our Specialists
My cousin is planning to visit us in May-Jun 24. He is 54 years of age and has hypertension. He never had any heart related problems. Would the insurance cover him for heart attack / ailments during this trip. He is planning to be in US for 17 days
Visitors Insurance plans are primarily designed to cover someone for new illnesses, injuries or accidents that either exist in the body or occur after the policy start date. They are not designed to cover someone for pre-existing conditions, routine doctors visits, or preventative treatments.
There are many plan options that will provide coverage for an acute onset of pre-existing conditions, which is a sudden and unexpected outbreak or recurrence of a pre-existing condition that occurs suddenly, occurs without any prior symptoms or warnings, and request urgent medical treatment, usually within 24 hours. The final determination on whether or not a situation falls under this acute onset definition is made by the claims department.
The Visitors Protect plan is the only option that includes coverage for unexpected situations that arise due to a pre-existing conditions. This plan must be purchased while the insured person is still in their home country.
If you have any additional questions or need further help, please let us know.
Can't find answers to your questions?
Ask our specialists - Licensed and experienced insurance professionals in the U.S.
DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
Search Questions and Get Answers
Type your question or hashtag below or Ask a Question
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy buy insurance from us?
One stop shop.
Instant Quotes & Purchase for Student, Travel & Visitors Insurance.